Whether you are wanting to preserve your wealth, or you want to save for a holiday or a deposit on a house, we have the best investment for you.
Unit Trusts are an investment that allows you to invest large lump sum amounts or to invest monthly into a fund that will earn capital growth, interest and dividends. The investment is suited to those who would like to access their money while it is invested, and specifically those that have a marginal tax rate of less than 30%.
Endowments are a 5 year tax effective investment savings vehicle. Get the benefit of a tax free pay-out*, meaning no capital gains tax or income tax that you will pay as they are paid for within the investment. This investment is ideal to those whose tax bracket is higher than 30%. There are no executor fees if a beneficiary is nominated (unless your estate is the beneficiary). If the owner of the endowment is a trust, a company or a closed corporation then the investment will not stop at the death of the investor, and the investment will not be deemed to be property in the deceased’s estate.
A financial needs analysis will need to be done to make sure that you will be invested in the right funds.
Allan Gray has had stellar performance in the last decade, and subsequently we have opened a contract to sell their products directly to you.
